Credit Analyst - Finance and Investment Industry Opportunity


: $153,865.00 - $153,865.00 /year *

Employment Type

: Full-Time


: Financial Services - Banking/Investment/Finance

Department OverviewThe TD Bank Career Relaunch Program is designed for professionals who have not been in the workforce for at least two years due to various life events who are looking to transition back into a professional setting. Participants of the program will go through a dynamic 16 week experience and be provided with training, mentoring, and the opportunity for Full -Time Employment upon the conclusion of the program.Successful applicants will have:A career break of 2 or more years and are ready to relaunch their career5 or more years of Commercial Banking experience as a credit analyst, portfolio manager, account manager, lender or relationship managerInterest and availability to take a full-time position with TD Bank following the 16-week programAbility to work in the NY metro areaJob DescriptionThe Credit Analyst III is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank.Job RequirementsResponsible for complex loans/industries/Customers.Works independently.Strong understanding of loan risk factors.May train/mentor/coach junior analysts.Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet.Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times).Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition.Supports the lending function by providing analytical support.Must be eligible for employment under regulatory standards applicable to the position.Qualifications4 year degree or equivalent experience.3-5 years related experience required.Demonstrated knowledge of credit and financial analysis techniques.Strong understanding of loan risk factors.Demonstrated ability to independently gather, consolidate, analyze and summarize data to provide well-considered recommendations for all levels of commercial credit relationships.Proven ability to identify and quantify subtle business risks and the ability to identify key drivers of risk and focus discussions accordingly.Effective time management skills.Excellent written and oral communication skills.Well developed research and analytical skills.Exhibits self-confidence at all levels of conversation with the ability to defend analytical decisions.Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software.Demonstrated ability to maintain the confidentiality of credit and Customer information.Excellent interpersonal skills and a team orientation.Ability to coach, train and lead junior staff in credit and financial analysis techniques.
Associated topics: broker, broker dealer, capital, commodities, derivatives, equity, fiduciary, security, sell, trader * The salary listed in the header is an estimate based on salary data for similar jobs in the same area. Salary or compensation data found in the job description is accurate.

Launch your career - Upload your resume now!

Upload your resume

Loading some great jobs for you...